How it works?
When it comes to credit, our job is to ensure you have an excellent credit score to put you in control of your financial life. We want to start a relationship with you by first getting to know you, your financial history and your financial aspirations. As a result, Tarpa offers consultations to individuals and businesses where we offer tailored guidance and solutions on how to repair and retain your credit.
HOW CREDIT IS USED
Lenders, merchants, and service providers (known collectively as creditors) grant credit based on their confidence that you can be trusted to repay what you borrowed, along with any other financial charges that may apply.
If creditors consider you worthy of their trust, you are said to be creditworthy, or to have “good credit.”
Your credit history is summarized in files known as credit reports, compiled by two independent credit bureaus in Jamaica, Creditinfo Jamaica, and CRIF Information Bureau Jamaica. These bureaus are approved by the Bank of Jamaica (BOJ) and allows you to request your own credit report at any time. Banks, credit unions, credit card issuers and other creditors voluntarily report your borrowing and repayment information to the credit bureaus.
Tarpa Corp Ltd will hold the responsibility of reporting to the credit bureau which will ultimately contribute to the assistance of each of its customers having a better credit score at the end of the repair tenure.
BENEFITS OF FIXING YOUR CREDIT
Jamaica is quickly transitioning to a place where credit will be a major aspect of a person’s life. Currently, one cannot access financing from a traditional (& some none-traditional) institution without first having their credit report reviewed. A good to great credit score helps an you to:
•Have increased access to financing
•Negotiate better loan agreements
•Enjoy lower interest rates on credit cards and loans
•Have a better chance for approval of a loan or credit card
•Get approval for higher limits
•More payback time
If you have a bad credit history or low credit score that blocks you from the benefits mentioned above, there is hope. Your credit can, in fact, be fixed! A consultation with the experts today will help you on your journey to a better credit score. With our help, you will be able to accumulate and build wealth through better access to financing. Soon, your utility bills will be contributing factors toward your credit history and ultimately your credit score. By becoming a member of Tarpa Corp. Ltd, you can be ahead of the curve and enjoy the benefits of reliable credit repair and ultimately, financial stability.
